إرشادات المصرف المركزي للذكاء الاصطناعي
CBUAE AI/ML Guidance — what regulated firms must document
Two CBUAE pressures land 16 September 2026 — be audit-trail-ready for both.
Updated May 2026
The CBUAE Guidance Note on Consumer Protection and the Responsible Adoption of AI/ML, issued 23 February 2026, is a non-binding supervisory expectation for CBUAE-licensed financial institutions on transparency, fairness, explainability, accountability, and redress in AI/ML decisioning. It converges with the 16 September 2026 licensing regularization deadline under Federal Decree-Law 6/2025 to make the second half of 2026 the live CBUAE audit window.
Supervisory expectation — non-binding
23 February 2026
16 September 2026 (Federal Decree-Law 6/2025, Art. 184)
AED 1 billion — general ceiling for unlicensed/breaching financial activity. Not an AI-specific fine.